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It consists in the Contents creation through a set of web courses specifically designed for Seniors to promote their financial security.

This innovative e-learning course on financial education is designed to provide learners with the essential knowledge, skills and competencies to better manage their personal finance.

During project development discussions, partners already identified 3 macro-AREA directly linked to the scope of the project:


Financial Literacy Alphabet

The first area of the FLY e-learning course provides relevant information on the ABC of Financial knowledge. It includes videos, check lists, infographics and various materials for further studying. Participants' learning progress is evaluated via exercises and assignments: they will obtain a personalised certificate of attendance upon successful completion of the module's test.

This content area includes:

  • The knowledge and ability to monitor and control income and expenses: Identifying various types of income (e.g. allowances, salary, commission, benefits) and ways of discussing income (such as hourly wage and gross or net annual income)
  • Drawing up a budget to plan regular spending and saving and staying within it.
  • Finance aspects: for example Bank role, How choose a bank account, stock, rating, loans, public finance (Government taxes) , spread, kind of investment etc
  • Digital Finance


Financial Decision-Making and Management

This content area includes:

  • Understanding how to manipulate various elements of a budget, such as identifying priorities if income does not meet planned expenses, or finding ways to increase savings, such as reducing expenses or increasing income
  • Understanding the purposes of accessing credit and the ways in which expenditure can be smoothed over time through borrowing or saving
  • Understanding the idea of building wealth, the impact of compound interest on savings, and the advantages and disadvantages of investment products
  • Risk and Danger of Finance
  • Examples of Bad practices of Banks and frauds


Finances for Good

This content area includes:

  • Social Finance
  • Etic Finance
  • How finance can helps the planet (Green investment)
  • How finance can help social projects
  • Sustainable finance
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The European Commission's support for the production of this publication does not constitute an endorsement of the contents, which reflect the views only of the authors, and the Commission cannot be held responsible for any use which may be made of the information contained therein


Legal description – Creative Commons licensing: The materials published on the FLY project website are classified as Open Educational Resources' (OER) and can be freely (without permission of their creators): downloaded, used, reused, copied, adapted, and shared by users, with information about the source of their origin.